Terms and Conditions – Momspresso MyMoney

These terms and conditions ("Terms of Use") govern your relationship with  the Momspresso MyMoney Platform (“MyMoney”), a division of Just 4Kids MyMoney Private Limited (“J4KSPL”) in terms of its provision of services. Unless provided expressly, the use of the terms “I/We/Us” and other like personal pronouns shall be hereinafter construed as a reference to J4KSPL and use of terms “You/Your/You’re” and other like personal pronouns shall be hereinafter construed as a reference to any user, individually or collectively, of MyMoney, regardless of the device, platform, or operating system or any other intermediary infrastructure that the said user may deploy to access the MyMoney (“User” or “Users”).  

Your access to our Platforms (defined below) and use of MyMoney is conditional on your acceptance of and compliance with these Terms of Use as well as our Privacy Policy and Cookie Policy. These Terms of Use shall apply to all visitors, users and others who access or use MyMoney through any means. By accessing or using MyMoney you agree to be bound by these Terms of Use.

The MyMoney website and mobile application and any other platform or website authorized by J4KSPL from time to time for the purpose of validly accessing MyMoney are hereinafter collectively referred to as “Platforms”.  

Section 1: Services Offered by MyMoney

MyMoney is an platform for Users to participate in campaigns by brands and earn money by completing the campaign tasks. This participation can be undertaken in the following ways: 

  1. Browsing Campaigns – This involves a User discovering campaigns from leading brands which may include, but not be limited to, influencer campaigns on social media, reviews, surveys, events etc. 
  2. Active Campaigning (Participating in a Campaign) – A User may elect to actively participate in a campaign for a particular brand. To do so, a User will have to follow the instructions provided pursuant to an individual campaign. (“Active User”). An Active User, upon completion of the instructions, is eligible for earnings in accordance with the terms of the campaign. 

Section 2: Types of Campaigns

Without prejudice to any further additions to the Platform, an Active User may participate in the following types of campaign using the MyMoney Platform: 

    1. Instagram: Users avail of the various services provided by Instagram to promote the brands. 
    2. Facebook: Users avail of the various services provided by Facebook to promote the brands. 
    3. WhatsApp and Instant Messaging: Users increase brand awareness through messaging campaigns on WhatsApp and similar instant messaging platforms. 
    4. Sponsored Blogs: Users author sponsored posts about the brand and its offerings.
  • Contest Payouts: Users participate in the blog and vlog challenge and other contests that brands or J4KSPL manage from time to time.
  1. Reviews: Users review products on third party sites.
  2. Surveys: Users take surveys on third party sites.
  3. YouTube: Users create videos or comments on YouTube.
  4. Voice of Moms: Users participate in brand advocacy campaigns for brands that they love and use.

The earnings for each campaign will be determined separately and may vary based on different circumstances such as brands, type of product, etc. These will be notified separately for each of campaign in which an Active User chooses to participate.

Section 3: Terms of Campaigns

In addition to the individually defined terms for each campaign, the following will more generally apply: 

  • Some campaigns involve activities to be performed on third-party platforms. MyMoney disclaims liability for activities performed on that platform. 
  • While some campaigns require submission moderation, Users are free to post their content on social media and MyMoney disclaims liability for any inappropriate content. To this end, in accordance with Information Technology (Guidelines for Intermediaries and Digital Media Ethics Code) Rules, 2021 (“Digital Media Guidelines”), Users are advised against posting content which falls under the following categories on the Platforms: 
    • Information belonging to another person published without right; 
    • Defamatory, obscene, pornographic, paedophilic, invasive of another’s privacy (bodily or otherwise), insulting or harassing based on gender, libellous, racially or ethnically objectionable, relating or encouraging money laundering or gambling, or otherwise inconsistent with or contrary to laws of India; 
    • Harmful to minors; 
    • Infringement of IP; 
    • Violative of existing laws; 
    • Deceives the addressee of the origin of the message, intentionally communicates any information which is patently false or misleading in nature but may be reasonably perceived as fact; 
    • Impersonates another person; 
    • Threatens the unity, integrity, defence, security or Sovereignty of India, friendly relations with foreign States, public order, or causes incitement to the commission of any cognizable offence or prevents investigation of any offence or is insulting any foreign States; 
    • Contains software virus or other similar forms of disruptive code; 
    • Information which is patently false and untrue, and intended to mislead or harass a person, entity, or agency for financial gain or to cause injury to any person. 

In the event such content is uploaded by the User on the Platform, J4KSPL retains the right to, in its discretion, remove offending content and hereby disclaims any liability or damage to any User pursuant to such removal. 

  • Users must ensure that their campaign remains active throughout the agreed upon duration. Any suspension or disruption in the campaign attributable to a User’s action or omission may render the User liable for loss of campaign payout or temporary or permanent debarment from the campaign. J4KSPL reserves the right to take any action in this regard and its decisions shall be final and binding on the User and brands.  
  • J4KSPL reserves the right to accept or reject applications for campaigns and cancel or modify payouts for inappropriate, incomplete, or fraudulent activities, including but not limited to, failure to complete all the requirements within the given timelines of a campaign.
  • J4KSPL disclaims all liability for any action undertaken by the User in contravention with these Terms of Use, the Privacy Policy and other policies and contractual obligations of the User with respect to the campaign, and for any fraudulent activities carried out by the User. Any consequences arising pursuant to such actions by the User, including but not limited to, civil and criminal penalties and actions by third parties shall be the sole liability of the User. The User further undertakes to keep J4KSPL, its partners, successors, and affiliates indemnified against any loss or damage arising to the latter as a result of its activities. Nothing contained herein shall constitute a waiver of any legal rights that accrue to J4KSPL under any law for the time being in force. 
  • Users undertake, represent and warrant that they shall not to use the content created for campaigns for a brand on MyMoney for any other brand, without prior written approval of the brand concerned and J4KSPL. 
  • Users undertake that they will not directly communicate with brands about any aspect of the campaign, including but not limited to payouts, deliverables, reports, etc.
  • Users undertake to ensure that their actions under the campaign are in no way prejudicial or disparaging to the brand and that they will, in good faith, uphold the brand’s image and reputation. Nothing contained herein shall constitute a waiver of the right of a brand or J4KSPL to undertake any action or avail of any right available to them under any law for the time being in force. 
  • Any payments made to the User for any campaign payout shall be subject to all applicable deductions and taxes under laws for the time being in force in India. Users may be further liable for tax deductions and obligations based on their jurisdiction and tax residency. J4KSPL undertakes no liability with respect to such taxes peculiar to the User concerned and it shall be the sole obligation of the said User to duly fulfil such obligations in accordance with applicable laws. 

Section 4: Obligations and Terms of Engagement for Brands

  • All deals with brands shall be subject to written confirmation, whether on email or otherwise. Only duly authorized confirmations from brands shall entitle a User to compensation in accordance with the respective campaign agreement. Specific terms of a campaign shall be governed by the User’s agreement with the brand concerned. 
  • The campaign agreement details the deliverables including but not limited to, Users’ performance obligations, payout structure, costs, arrangement of timelines, and any other associated information. All payments shall be subject to the campaign agreement alone and processed accordingly. 
  • Notwithstanding anything contained in the campaign agreement signed with the User or any brand, brands shall grant a royalty-free, perpetual, worldwide, irrevocable, unconditional, non-exclusive, transferable licence to use its content for the purpose of marketing and promoting MyMoney (and its products and services) in any manner, without further notification to, or consent of the brand or any compensation payable to the brand. 
  • Brand represents and warrants that all campaigns undertaken by Users of MyMoney are strictly conditional upon payment of the fee and then only in accordance with the policies of J4KSPL.
  • Brands must pay all charges in the manner set out in the agreement or as otherwise advised by MyMoney in writing from time to time. 
  • J4KSPL reserves the right to reject or request for revision on any payments, invoices, or payout structures of any form devised by the brands at any time, in its sole discretion. All communication in this regard shall be in writing and any documents required to be signed shall be done in accordance with applicable law and through means acceptable mutually to the brands and J4KSPL. 
  • Brand acknowledges that Users are independent third parties and not directly controlled by J4KSPL. As a consequence, any prejudice or damage arising to the brand, including but not limited to its content, products or services, shall not be attributable to J4KSPL and shall be solely between the brand and the User concerned.
  • MyMoney, J4KSPL or Users do not provide any guarantees for success of a campaign to any brand and, except as provided for under these Terms of Use or applicable law, shall not be liable for any loss arising out of, or pursuant to campaigns undertaken through MyMoney. 

Section 5: Intellectual Property of User Generated Content

All the content created by the User remains their intellectual property. For each content shared on the Platform by the User, they grant a license to J4KSPL to use, reuse, repurpose, and advertise whether with respect to MyMoney or otherwise (“License”). This License shall be royalty-free, perpetual, worldwide, irrevocable, unconditional, non-exclusive, transferable licence to post, share, comment upon and re-post the relevant content across J4KSPL as well as third party affiliators, like brands, social media.

Section 6: General Provisions

General Information and Obligations of Users

  • The Platforms are owned and operated by J4KSPL. All the content published, featured or displayed on the Platforms, including, but not limited to, text, graphics, data, images (photographic and moving), illustrations, software and selection and arrangement thereof ("Content"), is either owned by or licensed to J4KSPL.
  • All elements of the Platforms, including but not limited to, the general design and the Content owned by J4KSPL thereof, are protected by copyright, moral rights, trademark and other laws related to the protection of intellectual property rights. Except for, as explicitly permitted under this, or other written license or agreement with J4KSPL, no portion or element of Platforms or its Content may be copied or retransmitted via any means. All related rights shall remain the exclusive property of J4KSPL, its licensors or its third-party image partners.
  • You may use Platforms only if you agree to comply with these Terms of Use and consent to our Privacy Policy and the Cookie Policy.

Registration Data and Account Security

  • In consideration of your use of the Platforms, you agree to: (a) provide accurate, current and complete information about you as may be prompted by any registration forms on the Platforms ("Registration Data"); (b) maintain and promptly update the Registration Data, and any other information you provide to Company, to keep it accurate, current and complete; (c) maintain the security of your password and identification; (d) notify MyMoney immediately of any unauthorized use of your account or other breach of security; (e) accept all responsibility for any and all activities that occur under your account; and (f) accept all risks of unauthorized access to the Registration Data and any other information you provide to MyMoney.
  • Any use or access by anyone under the age of 18 is not allowed. Using the Platforms may include downloading software to your computer, phone, tablet, or other device. You agree that we may automatically update that software, and these Terms of Use will apply to any such updates.

Users’ Code of Conduct

  • By agreeing to these Terms of Use, you agree that any content generated by the User on our Platforms (“User Content”) does not attack on any private persons or breach any person’s privacy or personality rights, or your User Content is not biased against anybody or any group of people or any corporate or any religion or any region, or your User Content is not defamatory in any manner, or in violation of applicable law. We may remove any User Content that is/are against these Terms of Use.
  • This Platform and all content therein is intended for Users only. You may not use the Platforms or the User Content for any other purpose, which is not related to your business with www.momspresso.com. Any use of the User Content, these Platforms or any of its functionality for a purpose not permitted by these Terms of Use can be grounds for immediate revocation of any usernames, pass codes or other permissions that may have been granted by www.momspresso.com on behalf of J4KSPL for use of this Platforms.
  • You are specifically prohibited from: (i) downloading, copying, or retransmitting any or all of the Platforms or the User Content without, or in violation of, a written license or agreement with J4KSPL; (ii) using any data mining or similar data gathering or extraction methods; (iii) manipulating or otherwise displaying the Platform or the User Content by using, framing or similar navigational technology; and (iv) using our Platform other than for its intended purpose. Such unauthorized use may also violate applicable laws including without limitation copyright and trademark laws, the laws of privacy and publicity, and applicable communications regulations and statutes. You represent and warrant that you will comply with all applicable regulations, including, without limitation, those relating to the internet, data, e-mail, privacy and the transmission of technical data exported from India or the country in which you reside.

Momspresso MyMoney Referral Program

Female users who refer their friends to Momspresso MyMoney will henceforth be called “Referrers” and the friends who join Momspresso MyMoney using the Refererrer’s code or link will henceforth be called “Referees.”

A Referrer can participate simply by sharing her referral code or link with eligible friends and getting them to download and register on the Momspresso MyMoney app if they have never downloaded the app or registered earlier.

Participation in the referral program automatically implies an agreement to the following terms.

Who Can Refer and How?

  • Female users above the age of eighteen years who download the Momspresso MyMoney app and register successfully are eligible to make referrals.
  • Each Referrer gets a unique referral code/link which she can share with other eligible women to join the Momspresso MyMoney platform.
  • The Referrer is entitled to earn some amount through a scratch card for every successful referral which meets all the terms and conditions mentioned in this document.
  • Once the Referee participates in her first campaign out of the ones listed on the Momspresso MyMoney app, and successfully completes the same, the Referrer is entitled to another scratch card.

What is counted as a successful referral?

  • The Referee must be female and above the age of eighteen years.
  • The Referee must use the referral code or link of the Referrer to download and register on Momspresso MyMoney for it to qualify as a successful referral.
  • The Referee must download the Momspresso MyMoney app on a unique device on which Momspresso MyMoney was never installed.
  • All details entered by the Referee, such as contact number, email, etc. must be unique and must never have been used on Momspresso MyMoney earlier.
  • The Referee will be awarded a scratch card only once after downloading and registering successfully on Momspresso MyMoney.

Referral Tracking

To track all successful referrals, open the Momspresso MyMoney app > click on the Profile icon on the bottom-right corner of the screen > click on Rewards and you should see all successful referrals mentioned here.

Referral Terms

  • All Referrers and Referees must comply with all the terms of the referral program. Referrals will be counted as successful and payouts will be made only if referrals are in accordance with the terms of the referral program.
  • Both the Referrer and the Referee must be women. The Referee should not have downloaded the Momspresso MyMoney app and should not have registered on Momspresso MyMoney earlier.
  • One person can be referred to the Momspresso MyMoney platform only once. In case two or more people refer the same person to join, the referral will be counted for the user whose referral code or link has been used.
  • Momspresso MyMoney is entitled to run specific algorithms to qualify referrals as genuine. In case of any fraudulent or unethical practices, Momspresso MyMoney reserves the right to cancel all referrals and transactions, and suspend the account without prior notice. No correspondence in this matter will be entertained.
  • Momspresso MyMoney reserves the right to alter, modify, suspend, or cancel the referral program without prior notice.
  • In the event of a dispute, the final decision rests with Momspresso MyMoney.
  • Daily and monthly limits for the referrals and referral payouts can be imposed and enabled without prior notice to reduce instances of fraud. Once a user hits such referral or payout limits, cases will be reviewed on an individual basis.
  • The Referrer becomes eligible for payment only once the Referee downloads the Momspresso MyMoney app and registers successfully and once again when the same Referee successfully completes her first campaign on Momspresso MyMoney.
  • The Referee becomes eligible for payment only when she downloads the Momspresso MyMoney app and registers successfully.
  • Amounts mentioned on each scratch card are randomly distributed and may vary for each referral and may also vary for the Referrer and the Referee.
  • Payouts will be made within twenty-eight working days of receiving the scratch card.
  • There could be multiple scenarios in which a referral may seem eligible but there could be technical (or other) reasons for it to not be counted as a successful referral. Such cases will be handled on an individual basis and the final decision rests with Momspresso MyMoney.

Special Promotions and Contests

Momspresso MyMoney reserves the right to hold special referral contests specific to certain regions. This special access may be offered to some but not all users, depending upon geographical locations and/or other demographic factors. Such special promotions will be run for limited time periods and will give Referrers (and in some cases, the Referees) additional perks and rewards. Additional terms, including expiration dates will be mentioned with the launch of such special promotions.

For any additional queries or clarifications, please contact our support team on the Q&A section of the Momspresso MyMoney app or email us on support@momspresso-mymoney.com

Trademarks

  • J4KSPL's Trademarks, the J4KSPL's logo, and any other product or service name or slogan contained in the Platforms are trademarks of J4KSPL and its suppliers or licensors, and may not be copied, imitated or used, in whole or in part, without the prior written permission of J4KSPL or the applicable trademark holder. You may not use meta-tags or any other "hidden text" utilizing content or any other name, trademark or product or service name of J4KSPL without our prior written permission. 
  • In addition, the design of the Platforms, including all page headers, custom graphics, button icons and scripts, is the service mark, trademark and/or trade dress of J4KSPL and may not be copied, imitated or used, in whole or in part, without our prior written permission. All other trademarks, registered trademarks, product names and company names or logos mentioned in the Platforms are the property of their respective owners. Reference to any products, services, processes or other information, by trade name, trademark, manufacturer, supplier or otherwise does not constitute or imply endorsement, sponsorship or recommendation thereof by us.

Security Policies

You are requested to read J4KSPL’s and MyMoney’s Privacy Policy and Cookie Policy to know about the security practices we follow here to protect your privacy, the Platforms, User Content and your account. However, we can’t guarantee that unauthorized third parties won’t be able to defeat our security measures. Therefore, we ask that you keep your password and other account related information secure. Please notify us immediately of any compromise or unauthorized use of your account.

Indemnity

You agree to defend, indemnify and hold harmless J4KSPL, its subsidiaries, affiliates, licensors, employees, agents, third party information providers and independent contractors against any loss, claims, damages, costs, liabilities and expenses (including, but not limited to, reasonable attorneys' fees) arising out of or related to any User Content that you post, store or otherwise transmit on or through the Platform , your conduct, your use or inability to use the Platform , your breach or alleged breach of the Privacy Policy, Cookie Policy and the Terms of Use or of any representation or warranty contained herein, your unauthorized use of the Platform  and the User Content, or your violation of any rights of another.

Termination

Notwithstanding any of these Terms of Use, J4KSPL reserves the right, without notice and in its sole discretion, to terminate your account and/or to block your use of the Platform .

Jurisdiction

Use of any MyMoney or the Platforms or any issues arising out such use of MyMoney or J4KSPL and any conflict with regard to these Terms of Use, Privacy Policy and Cookie Policy shall be governed and construed in accordance with the laws of India and subject to exclusive jurisdiction of courts in the State of Delhi. Our failure to enforce any right or provision of these Terms of Use will not be considered a waiver of those rights. 

Disclaimers

  • The Platforms and their user content are provided "As is" and J4KSPL and its directors, employees, content providers, agents and affiliates exclude, to the fullest extent permitted by applicable law, any warranty, express or implied, including, without limitation, any implied warranties of merchantability, satisfactory quality or fitness for a particular purpose. J4KSPL will not be liable for any damages of any kind arising from the use of this website. The functions embodied on or in the materials of this website are not warranted to be uninterrupted or without error. You, not J4KSPL assume the entire cost of all necessary care or correction due to your use of this website or user content. J4KSPL makes no warranty that the website or the user content is free from infection by viruses or anything else that has contaminating or destructive properties.
  • J4KSPL makes no representations or warranties on the accuracy, correctness and reliability of the User Content published or posted by the users. Images of people or places displayed on the Platforms are either the property of, or used with permission by J4KSPL or third parties. The use of these images by you, or anyone else authorized by you, is prohibited unless specifically permitted by these Terms of Use or specific permission provided elsewhere on the Platform or by separate license or agreement. Any unauthorized use of these images may violate copyright laws, trademark laws, the laws of privacy and publicity, and other applicable laws.

Severance & Waiver

No action of J4KSPL, other than an express written waiver or amendment, may be construed as a waiver or amendment of any of these Terms of Use. If any clause in these Terms of Use is found to be unenforceable, wherever possible, it will not affect any other clause and each will remain in full force and effect. These Terms set out the entire agreement between J4KSPL and you relating to your use of this Platform and supersede and replace any prior agreements we might have between us regarding MyMoney. Any rights not expressly granted herein are reserved.

Amendments to Terms of Use

J4KSPL reserves the right to amend any of these Terms of Use or the policy or guideline of the Platform at any time and in its sole discretion. We will notify on the Platform before any amendments take effect. Your continued use of the Platform following such notification on amendments will constitute your acceptance of such amendments. We encourage you to review the Terms of Use whenever you visit the Platforms.

Contact Points and Grievances

We value hearing from our users, and always look forward to learn how we can together make this Platform more interesting and useful. Any feedback on the Platform, questions and comments regarding the Privacy Policy, Cookie Policy and these Terms of Use be directed to www.momspresso.com through email support@momspresso-mymoney.com.